:root{color-scheme:light;--surface-1: #ffffff;--surface-page: #f4f3f0;--surface-page-2: #eceef4;--surface-sunken: #f1f0ec;--surface-raised: #fbfbfa;--text-primary: #0b0b0b;--text-secondary: #52514e;--text-muted: #8a8881;--gridline: #e5e4dd;--border: rgba(11, 11, 11, .09);--border-strong: rgba(11, 11, 11, .16);--series-fee: #2a78d6;--series-spread: #eb6834;--status-good: #0ca30c;--status-critical: #d03b3b;--success-text: #006300;--success-tint: rgba(12, 163, 12, .09);--critical-tint: rgba(208, 59, 59, .08);--accent-tint: rgba(42, 120, 214, .08);--shadow-sm: 0 1px 2px rgba(11, 11, 11, .05), 0 1px 1px rgba(11, 11, 11, .03);--shadow-md: 0 2px 4px rgba(11, 11, 11, .05), 0 8px 20px -6px rgba(11, 11, 11, .1);--shadow-lg: 0 4px 8px rgba(11, 11, 11, .06), 0 18px 40px -12px rgba(11, 11, 11, .16);--shadow-btn: 0 1px 2px rgba(42, 120, 214, .3), 0 6px 16px -4px rgba(42, 120, 214, .38);--radius: 14px;--radius-sm: 9px;--radius-xs: 6px;--font: system-ui, -apple-system, "Segoe UI", sans-serif;--ease: cubic-bezier(.22, .68, .3, 1)}@media(prefers-color-scheme:dark){:root{color-scheme:dark;--surface-1: #17181b;--surface-page: #0a0a0c;--surface-page-2: #101319;--surface-sunken: #202226;--surface-raised: #1d1f23;--text-primary: #f7f7f5;--text-secondary: #c1c0b8;--text-muted: #8a8881;--gridline: #2b2d31;--border: rgba(255, 255, 255, .09);--border-strong: rgba(255, 255, 255, .17);--series-fee: #3987e5;--series-spread: #d95926;--success-text: #35c135;--status-critical: #ef6b6b;--success-tint: rgba(53, 193, 53, .12);--critical-tint: rgba(239, 107, 107, .11);--accent-tint: rgba(57, 135, 229, .13);--shadow-sm: 0 1px 2px rgba(0, 0, 0, .5);--shadow-md: 0 2px 6px rgba(0, 0, 0, .5), 0 10px 26px -8px rgba(0, 0, 0, .7);--shadow-lg: 0 6px 14px rgba(0, 0, 0, .55), 0 22px 48px -14px rgba(0, 0, 0, .8);--shadow-btn: 0 1px 2px rgba(0, 0, 0, .5), 0 8px 20px -6px rgba(57, 135, 229, .5)}}*{box-sizing:border-box}body{margin:0;font-family:var(--font);color:var(--text-primary);line-height:1.55;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;background:radial-gradient(1200px 620px at 12% -8%,var(--surface-page-2) 0%,transparent 62%),radial-gradient(1000px 560px at 92% 4%,var(--accent-tint) 0%,transparent 58%),var(--surface-page);background-attachment:fixed;min-height:100vh}.shell{max-width:1120px;margin:0 auto;padding:3rem 1.25rem 5rem}.masthead{margin-bottom:2rem;animation:rise .5s var(--ease) both}.masthead h1{margin:0 0 .6rem;font-size:clamp(1.9rem,1.1rem + 2.6vw,2.85rem);line-height:1.08;letter-spacing:-.033em;font-weight:780;max-width:19ch;background:linear-gradient(168deg,var(--text-primary) 30%,var(--series-fee) 190%);-webkit-background-clip:text;background-clip:text;color:transparent}.masthead p{margin:0;color:var(--text-secondary);max-width:62ch;font-size:1.0625rem}.card{position:relative;background:var(--surface-1);border:1px solid var(--border);border-radius:var(--radius);padding:1.5rem;margin-bottom:1.35rem;box-shadow:var(--shadow-md);transition:box-shadow .3s var(--ease),transform .3s var(--ease);animation:rise .5s var(--ease) both;animation-delay:.05s}.card:hover{box-shadow:var(--shadow-lg);transform:translateY(-1px)}.card h2{margin:0 0 1.15rem;font-size:1.0625rem;font-weight:700;letter-spacing:-.012em}.section-note{margin:0 0 1.15rem;color:var(--text-secondary);font-size:.9rem;max-width:74ch}.form-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(165px,1fr));gap:.9rem;align-items:end}.field{display:flex;flex-direction:column;gap:.4rem;min-width:0}.field label{font-size:.6875rem;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--text-muted)}.field input,.field select{font:inherit;font-size:.9375rem;font-weight:500;padding:.65rem .75rem;border:1px solid var(--border-strong);border-radius:var(--radius-sm);background:var(--surface-raised);color:var(--text-primary);min-width:0;box-shadow:var(--shadow-sm);transition:border-color .18s var(--ease),box-shadow .18s var(--ease),background .18s var(--ease)}.field input:hover,.field select:hover{border-color:var(--text-muted)}.field input:focus,.field select:focus{outline:none;background:var(--surface-1);border-color:var(--series-fee);box-shadow:0 0 0 3.5px var(--accent-tint)}.field input:focus-visible,.field select:focus-visible{outline:2px solid var(--series-fee);outline-offset:1px}.field select{-moz-appearance:none;appearance:none;-webkit-appearance:none;background-image:linear-gradient(45deg,transparent 50%,currentColor 50%),linear-gradient(135deg,currentColor 50%,transparent 50%);background-position:calc(100% - 17px) calc(50% + 1px),calc(100% - 12px) calc(50% + 1px);background-size:5px 5px,5px 5px;background-repeat:no-repeat;padding-right:2rem}.btn{font:inherit;font-weight:650;font-size:.9375rem;letter-spacing:.005em;padding:.7rem 1.4rem;border:1px solid transparent;border-radius:var(--radius-sm);background:var(--series-fee);background:linear-gradient(180deg,color-mix(in srgb,var(--series-fee) 88%,white),var(--series-fee));color:#fff;cursor:pointer;white-space:nowrap;box-shadow:var(--shadow-btn);transition:transform .16s var(--ease),box-shadow .16s var(--ease),filter .16s var(--ease)}.btn:hover:not(:disabled){transform:translateY(-1.5px);filter:brightness(1.06);box-shadow:0 2px 4px #2a78d652,0 12px 26px -6px #2a78d680}.btn:active:not(:disabled){transform:translateY(0);filter:brightness(.97);box-shadow:var(--shadow-sm)}.btn:disabled{opacity:.5;cursor:not-allowed;box-shadow:none}.btn-secondary{background:var(--surface-raised);color:var(--text-primary);border-color:var(--border-strong);box-shadow:var(--shadow-sm)}.stat-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:1px;background:var(--gridline);border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;margin-bottom:1.35rem;box-shadow:var(--shadow-md);animation:rise .5s var(--ease) both;animation-delay:.1s}.stat{position:relative;background:var(--surface-1);padding:1.15rem 1.25rem 1.25rem;transition:background .22s var(--ease)}.stat:before{content:"";position:absolute;inset:0 0 auto 0;height:2px;background:linear-gradient(90deg,var(--series-fee),var(--series-spread));transform:scaleX(0);transform-origin:left;transition:transform .32s var(--ease)}.stat:hover{background:var(--surface-raised)}.stat:hover:before{transform:scaleX(1)}.stat-label{font-size:.6875rem;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--text-muted);margin-bottom:.45rem}.stat-value{font-size:1.75rem;font-weight:720;letter-spacing:-.032em;line-height:1.1;font-variant-numeric:tabular-nums}.stat-caption{font-size:.8125rem;color:var(--text-secondary);margin-top:.35rem}.stat-value.is-good{color:var(--success-text)}.legend{display:flex;flex-wrap:wrap;gap:1.15rem;margin-bottom:1.15rem;font-size:.8125rem;color:var(--text-secondary)}.legend-item{display:inline-flex;align-items:center;gap:.45rem}.legend-key{width:12px;height:12px;border-radius:3px;flex:none;box-shadow:var(--shadow-sm)}.legend-key.is-fee{background:var(--series-fee)}.legend-key.is-spread{background:var(--series-spread)}.costbar{display:flex;gap:2px;height:13px;width:100%;background:var(--surface-sunken);border-radius:4px;overflow:visible;box-shadow:inset 0 0 0 1px var(--border)}.costbar-seg{height:100%;min-width:2px;border-radius:0;transform-origin:left center;animation:grow .6s var(--ease) both}.costbar-seg:first-child{border-top-left-radius:4px;border-bottom-left-radius:4px}.costbar-seg:last-child{border-top-right-radius:4px;border-bottom-right-radius:4px}.costbar-fee{background:var(--series-fee);background:linear-gradient(180deg,color-mix(in srgb,var(--series-fee) 86%,white),var(--series-fee))}.costbar-spread{background:var(--series-spread);background:linear-gradient(180deg,color-mix(in srgb,var(--series-spread) 86%,white),var(--series-spread));animation-delay:.08s}.results{display:flex;flex-direction:column;gap:1px;background:var(--gridline);border:1px solid var(--border);border-radius:var(--radius);overflow:hidden}.quote{position:relative;background:var(--surface-1);padding:1.1rem 1.2rem;display:grid;grid-template-columns:minmax(0,1.6fr) minmax(0,2fr) auto;gap:1.1rem;align-items:center;transition:background .2s var(--ease)}.quote:hover{background:var(--surface-raised)}.quote.is-best{background:linear-gradient(90deg,var(--success-tint),transparent 42%),var(--surface-1);box-shadow:inset 3px 0 0 var(--success-text)}.quote.is-best:hover{background:linear-gradient(90deg,var(--success-tint),transparent 55%),var(--surface-raised)}.quote-provider{min-width:0}.quote-name{font-weight:680;font-size:.9688rem;letter-spacing:-.008em;display:flex;align-items:center;gap:.5rem;flex-wrap:wrap}.quote-product{font-size:.8125rem;color:var(--text-secondary);margin-top:.15rem}.quote-bar{min-width:0}.quote-breakdown{display:flex;gap:1.1rem;font-size:.8125rem;color:var(--text-secondary);margin-top:.5rem;font-variant-numeric:tabular-nums;flex-wrap:wrap}.quote-totals{text-align:right;white-space:nowrap}.quote-total{font-size:1.1875rem;font-weight:700;font-variant-numeric:tabular-nums;letter-spacing:-.022em}.quote-sub{font-size:.8125rem;color:var(--text-secondary);font-variant-numeric:tabular-nums}.badge{display:inline-block;font-size:.625rem;font-weight:750;letter-spacing:.06em;text-transform:uppercase;padding:.16rem .5rem;border-radius:999px;border:1px solid var(--border-strong);color:var(--text-secondary);background:var(--surface-sunken);white-space:nowrap}.badge.is-best{color:var(--success-text);border-color:transparent;background:var(--success-tint)}.badge.is-trap{color:var(--status-critical);border-color:transparent;background:var(--critical-tint)}.advisor-input{display:flex;gap:.7rem;flex-wrap:wrap}.advisor-input input{flex:1 1 320px;font:inherit;font-size:.9375rem;padding:.7rem .85rem;border:1px solid var(--border-strong);border-radius:var(--radius-sm);background:var(--surface-raised);color:var(--text-primary);min-width:0;box-shadow:var(--shadow-sm);transition:border-color .18s var(--ease),box-shadow .18s var(--ease),background .18s var(--ease)}.advisor-input input:focus{outline:none;background:var(--surface-1);border-color:var(--series-fee);box-shadow:0 0 0 3.5px var(--accent-tint)}.advice{margin-top:1.15rem;padding:1.15rem 1.25rem;border:1px solid var(--border);border-left:3px solid var(--series-fee);border-radius:var(--radius-sm);background:linear-gradient(180deg,var(--accent-tint),transparent 60%),var(--surface-sunken);animation:rise .4s var(--ease) both}.advice-headline{font-weight:700;font-size:1.0625rem;letter-spacing:-.014em;margin-bottom:.6rem}.advice p{margin:0 0 .55rem;font-size:.9375rem;color:var(--text-secondary)}.advice p:last-child{margin-bottom:0}.advice-tag{font-size:.6875rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--text-muted);margin-top:.75rem;padding-top:.65rem;border-top:1px solid var(--gridline)}.notice{padding:.85rem 1rem;margin-bottom:1.35rem;border-radius:var(--radius-sm);border:1px solid var(--border-strong);color:var(--text-secondary);font-size:.9375rem;background:var(--surface-1);box-shadow:var(--shadow-sm);animation:rise .35s var(--ease) both}.notice.is-error{border-color:transparent;color:var(--status-critical);background:var(--critical-tint)}.disclaimer{margin-top:2.5rem;padding-top:1.15rem;border-top:1px solid var(--gridline);font-size:.8125rem;color:var(--text-muted);max-width:72ch}@keyframes rise{0%{opacity:0;transform:translateY(9px)}to{opacity:1;transform:none}}@keyframes grow{0%{transform:scaleX(0)}to{transform:scaleX(1)}}@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important}.card:hover{transform:none}}@media(max-width:720px){.shell{padding:2rem 1rem 3.5rem}.quote{grid-template-columns:1fr;gap:.7rem}.quote-totals{text-align:left}}